Tom Cotter

CERTIFIED FINANCIAL PLANNER®

B.Bus (Acc/Econ), Adv.DFP, Cdec (Qual)

Tom joined International Professional Services after working in financial planning at a top tier accounting firm and an ASX top 20 listed company.  Tom has comprehensive experience in providing financial advice to clients, and prides himself on providing a high level of professionalism and personal service.

Tom has always been passionate about finance and financial planning and constantly strives to develop strategies that will assist clients in meeting their goals leading up to retirement and beyond, as well as wealth accumulation and protection.  His education coupled with his personal service approach has enabled Tom to develop his own advice philosophy.

As a financial planner with a high level of technical skill, Tom has the ability to communicate what would normally be complex areas of advice in a simple and understanding manner to his clients.  Tom prides himself on maintaining long-term relationships with clients, based on both his commitment to earning their trust, and placing their needs first.

Furthermore, Tom believes in planning clear and concise objectives with the clients of IPS to ensure that these are measurable, reviewed and updated regularly. Tom’s investment philosophy is tailored around the need to protect and grow wealth whilst ensuring that cash flow needs can always be met. Tom plays an integral role in making decisions about the approach that IPS takes when setting and managing client’s portfolios. Ensuring the client needs are always the most important.


Qualifications

  • Certified Financial Planner CFP ®
  • Bachelor of Business with a Major in Accounting & Economics
  • Advance Diploma of Financial Services
  • RG146 Compliance on SMSF
  • RG146 Compliance on Margin Lending
  • Commissioner for Declarations (Cdec)

Areas of expertise

  • Financial Planning
  • Risk Assessment
  • Risk Insurance (Trauma, Income Protection and Life)
  • Development of Investment Strategies
  • Wealth accumulation and protection
  • Investment Advice and Portfolio Evaluations;
  • Personal and Business Insurance;
  • Retirement Planning;
  • Centrelink; and
  • Cash Flow Management;
  • SMSF
  • Margin Lending.